Finding the right web hosting service for their websites is one of the biggest problems webmasters experience. High end Web Hosting services can be quite expensive and lower the price get service and up-time become pretty bad.
One important thing is rather the than having one single hosting account its better spread your websites in different small web hosting accounts. That way if one provider start having problems still rest of your sites would be up and running. You would loose less revenue this way than having all sites in same place.
Also when you going to start a web forum, better have a plan how you would manege the site and also site growth. Forums can grow pretty fast and you might need to upgrade your hosting account few times a year. Also shared hosting providers are not happy about using their service for forums. You might not exceed your Bandwidth or space but your forum can eat considerable amount of server resources. Shared hosting is not good at all for forums unless you are using Godaddy or Hostgator shared hosting account. These guys are big and they will handle the load up to a limit which small shared hosting provider unable to do.
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